Seniors Have a New Option for Living Well: Life Plan Communities

If you’re an active senior, the decision about whether or not to move to a senior living community can be overwhelming, especially when there are so many options. It’s important to understand what each option offers.

Here’s a closer look at each one.

Aging in Place

Many people feel they want to stay in their own homes for as long as possible. The appeal of that is certainly understandable. It seems like the easiest option, requires no great life change, and there’s the obvious comfort level that comes with staying where everything feels familiar. 

However, aging in place may not be a realistic option for those with who may face serious health concerns at some point, or who are no longer physically and financially able to attend to home maintenance. Without adequate planning and support, a medical or home repair emergency could present a significant financial burden or other undesired outcomes.   

Rental Communities

Of all your options, moving into a rental community has the lowest entry cost.  You simply sign a lease, pay a security deposit, possibly some community fees and move in.  Some senior rental communities may partner with area organizations that offer higher care, but they are not required to provide you with any health care or any guidance. Any healthcare services or long-term care you might ever need are not included in your rental cost.

Life Plan Communities

Life plan communities, also known as continuing care retirement communities (CCRCs) provide the security of having a plan in place for any future health care needs that might arise. Residents live independentlywhile enjoying life with peace of mind, knowing if they ever need care, they’ll have it.  Most CCRCs offer multiple service levels: independent living, assisted living, skilled nursing and memory support services, all available if you need them. 

Why Choose a Life Plan Community?

The initial cost of moving to a life plan community can start around $185,000 and assures that the health care costs of assisted living or memory care down the road, should you need them, will already be covered.  It allows you to put a plan in place, allowing you to make decisions for yourself, without leaving potentially big decisions up to someone else to make on your behalf.   

Why Now?

The decision to move is a big one, and a personal one at that.  Moving into a life plan community while you still qualify to do so can secure your future and protect your wealth in a way that aging in place, and traditional senior living communities cannot.  It is an investment in yourself, and one that ensures that you have a plan in place, regardless of possible future health care needs. 


With award-winning programming, including fitness, arts, lifelong learning and social events, along with a new aquatic complex and cultural arts center, John Knox Village’s amenities are unsurpassed. Come see why JKV has been rated one of the top life plan communities in North America by the International Council for Active Aging. Call for a no-pressure conversation today to learn more. Watch a virtual tour, or contact us to schedule an onsite tour to see what sets us apart.